Rabu, 30 Maret 2011

contoh kalimat passive voice


  1. Jack sings a song (active)
  2. A song is sung by Jack (Passive)
  1. Jack sang a song yesterday (active)
  2. A song was sung by Jack yesterday (passive)
  1. Jack has sung a song (active)
  2. A song has been sung by Jack (passive)
  1. Jack will sing a song (active)
  2. A song will be sung by Jack (passive)
  1. Jack is singing a song (active)
  2. A song is being sung by Jack (passive)
  1. Jack can sing a song (active)
  2. A song can be sung by Jack (passive)

artikel passive voice


BATIK
Batik as still popular in indonesia.wherever you go,you will see many people wearing”batik”. Nowadays,students from cretain schools wear “batik” shirts or blouses as their unifrom . do you know how “ batik “ cloth is made ?
“ batik” making is traditionally made by women,either at home or in a small workshop. The material used is usually cotton . today however,silk,satin and other materials are also used.
The design is outlined on the piece cloth in pencil or charcoal. Molten wax is the applied by using ‘canting’ . the ‘ canting is used to draw the pattern on the cloth. The material is then dipped in a dye. Wax is applied to certain area in order that the colour does not penetrate. The wax is then removed and the procces is repeated with different coloured dye .
         

Selasa, 29 Maret 2011

pinokio's story

The Real Story of Pinocchio
Once upon a time, Gepetto, an old woodsman, living in the great Italian pine forest, was lonely. He always dreamed about having a son.
Each day, he went cutting woods for the town’s people. One day, an idea illuminated his mind, the idea of crafting a puppet, which he will call it Pinocchio. He crafted that puppet and during the night, the puppet becomes alive!
One year of happiness and thriller passed, on a Sunday morning, Gepetto told Pinocchio:
‘’It’s my birthday soon, my little son! I hope you didn’t forget it!’’
‘’Euh, sure, I didn’t!’’
Pinocchio felt awkward. He didn’t thought about that. Gepetto’s birthday was coming in only three days, and he hadn’t even a present.
After a long night of reflecting, Pinocchio finally decided to offer a homemade chocolate cake to him as a present.
When the sun rose, Pinocchio was already ready to go outside find the ingredients. The main problem was he didn’t even known the in and the recipe.
So after school, he decided to go ask someone for the ingredients to bake a cake. During his walk, Pinocchio, the wooden puppet, met the town’s sorcerer.
‘’Hey, little boy, do you need some help for your chocolate cake?’’
‘’Hum…You can help me?’’, asked Pinocchio.
‘’Sure, I can. Follow me!’’
After walking few minutes so, Pinocchio saw a big, big, big candy house. They entered together and Pinocchio got caught by a big cage.
‘’Mouahahaha!!! I finally caught you! You’ll be mine, you’re gonna work for me!’’, said the evil sorcerer.
Pinocchio was so scared. When the guards came and took him out of the cage, he immediately ran away very fast and he succeeded to escape.
At the same time, the evil sorcerer, calling all his troops with him, ran after him and he took out his magic wand. The evil devil changed the little wooden puppet into a chocolate cake!
When he came back home, he told the entire story to his father and they went to find the god fairy.
After a long trip, they finally find the god fairy and they got the magical potion for Pinocchio.

Selasa, 15 Maret 2011

Example Job Interview Questions and Answers

Example Job Interview Questions and Answers
Congratulations! You have applied for a job and now you are getting ready for that important job interview. Your English is excellent and you are looking forward to making a good impression on your future (hopefully) boss. Now, you need to make sure that you also have the right type of English for that job interview.
The job interview in English contains specific questions and appropriate answers. It also requires a certain flexibility in your usage of tenses. This feature provides tips on job interview questions and answers in English.
When you walk in the room the very first impression you make on the interviewer can have a great influence on the rest of the interview. It is important that you introduce yourself, shake hands, and are friendly. The first question is often a "breaking the ice" (establish a rapport) type of question. Don't be surprised if the interviewer asks you something like:
  • How are you today?
  • Did you have any trouble finding us?
  • What do you think of the weather lately?
Don't be surprised by the friendly tone. The interviewer wants to put you at ease (help you relax). Answer the question without going into too much detail. The language you use should be simple but polite, for example; How are you today?
GOOD
I'm fine thank you, and you?
I'm well thank you.
BAD
So, so
OK
Not so well
What is most important?
Talking about your experience and credentials (qualifications) is the most important part of any job interview. Your qualifications include your education from High School on and any special training you may have done in the past. Your experience is any work that you have done that is directly or indirectly related to the job you are applying for.

Education

Remember that your education took place in the past. Therefore you need to use the past tenses, for example:

I attended the University of Helsinki from 1987 to 1993.
I graduated with a degree in agricultural planning.
Etc.

If you are currently a student you should use the following present tenses:

I am currently studying at the University of New York and will graduate with a degree in Economics in the spring.
I am studying English at the Borough Community College.
Etc.

Remember to include any training you may have had when talking about your education. This includes any computer training, correspondence courses, etc. Make sure to mention your English studies. This is very important as English is not your first language and the employer may be concerned about this fact. Assure the employer that you are continuing to improve your English skills by any courses you may be taking, or by saying that you study a certain number of hours a week to improve your skills.

Experience and Qualifications

Work experience is by far the most important topic of any job interview (at least in the United States and Britain). Therefore, it is important to explain what experience you have in detail. Generally, employers want to know exactly what you did and how well you accomplished your tasks. This is not the time to be modest. Be confident, and talk freely about your accomplishments in past employment.

The tenses you should use are the following:

When talking about current employment be careful to use the present perfect or present perfect continuous. This signals that you are still performing these tasks at your current job, for example:

Smith and Co. have employed me for the last 3 years as a salesperson.
I have been creating customer contacts for 6months.
Etc.

When talking about past employers use the past tenses to signal that you are no longer working for that company, for example:

I was employed by Jackson's from 1989 to 1992 as a clerk.
I worked as a receptionist at the Ritz while I was living in New York.
Etc.

Talking about Responsibilities

Most importantly, you will need to demonstrate your qualifications and skills, which are required for the job you are applying for. The job skills that you have acquired in the past may not have been for the same exact job. Therefore, it is important to show how the capabilities you do have relate to the job you are applying for.

I remember a wonderful example of adapting skills to fit the job desired. I had a student from Moscow who had worked as the manager of an important theater in Moscow. Unfortunately, he had to start from the beginning in New York and therefore wanted to get a job as a rodent exterminator (someone who kills rats!). When asked what kind of experience he had, he replied that, as the manager of the theater, he had had to make sure that the theater was always rodent free and was therefore capable of doing the job well! This is a fantastic example of the type of adaptability most employers in the United States are looking for.


On the next page you will find a list of appropriate vocabulary to use in the job interviewing process. Good luck!

Awesome Tips to Shrink a Bloated Stomach

How do I shrink a bloated stomach? Are there any tips naturally shrink the stomach? Having a fat belly is not something to be proud of. In addition to the unsightly, this condition can also ruin the appearance. Excessive fat deposits in the abdomen in fact may inhibit the function of the liver as a filter for toxins in the blood.
With this condition makes the body’s circulatory system does not run normally and lead to various health problems, such as high cholesterol and high blood pressure.
Most of the alias distended stomach bubble caused by fundamental factors namely diet and lifestyle. Here are some ways to get rid of belly fat in both men and women, cekidot:
  • Drinking water
If the fullness of the stomach caused by water storage, you can actually reduce the problem by drinking more water. This will dilute the concentration of sodium in the body thereby increasing the amount of water coming out of the system. Drinking more water also ensures effective biliary function to remove waste products. Do not change water consumption during the diet as many ingredients that are difficult to digest and can cause stomach bubble.
  • Eat slowly
Avoid eating quickly, because when you swallow too quickly, at least retained air in the intestines and form a gas that can trigger abdominal distension. Always sit down when eating and chew food slowly. The food is not chewed into small pieces can not be digested properly and then make a lot of gas that causes distention.
  • Reduce salt intake
Too much salt in the diet adds extra sodium to the body fluids that slow mechanism to encourage water out of cells. As a result the stomach feel full and bloated.
  • Consumption of the proper fiber
Fiber is an important element in the diet, but to compensate for water storage which causes the bubbles, eat fiber in fruits such as apples and pears that have a lot of water content.
  • Supervise treatment
Expanding belly is the side effects of drug consumption. Aspirin sometimes causes problems that lead to constipation and abdominal distention, including the contraceptive pill.
  • Avoid constipation
Constipation is defined as having fewer than three bowel movements in a week or if the tension involved. As a result of adding a large stomach. To stimulate the bowels, increase consumption of fiber from fruits and vegetables, do it gradually to avoid fermentation and excessive gas production.
  • Sports
Sport is one way to be taken to eliminate the distended stomach. Exercise will help move the fluid in the abdomen that can cause major stomach by pushing it out of the network and enter the blood stream which will dilkeluarkan as sweat or brought to the gall to pass as urine. Recommended among other sports aerobics.
Those are some tips to overcome the belly you can do, all you see also how to shrink a bloated stomach naturally. Good luck and hopefully managed to shrink your belly!

5 Golden Tips For Your Body to Raise Metabolism (Metabolism Raise)

Looking for the most efficient, natural ways to raise your metabolism, you're at the right place. You may find yourself plenty of metabolism raise tips, however most of them are fake and are meant to deceive you. Here in this article the top five golden tips to raise metabolism are shared with you. Read on to feel the essence of these guidelines.
However, before skimming through them let's clear up some confusions regarding metabolism raise. Most people have the misconception that boosting metabolism is something that will happen overnight. This is not true at all. Secondly some people have faster metabolisms by birth and some don't, that is why two people taking the same kind of measures may take different times and energy to achieve their target. Now let's cut to the chase and soak up these exciting tips.
1) Choose the right foods
While making your diet-plan you should very carefully choose your diet foods. Go for high-protein foods. Drink water, grapefruit juices and green tea instead of rich calories soft drinks, coffees, and other drinks. Stick to dry fruits, vegetables, fish and high-fiber foods. Consume more and more fruits like apples and pears. The point is you should eat those foods that are hard to process for the body. This will result in increasing amounts of energy spent on the processing of your food and ultimately raising your metabolism rate, very important.
2) Exercise in bursts
The same usual exercising pattern is not enough for drastically hastening your metabolism within a few days. You need to exercise in bursts. That is you keep varying the intensity level of your exercise. For instance, at first you begin to walk, jog then suddenly you start running for a while, then again start jogging and keep repeating this back and forth. This is called exercising in bursts and this is important to confuse your body and raise your metabolism.
3) Eat more frequently
Sounds strange but works! Yes you need to keep having short yet lower-calorie meals everyday, and eat more. This will make your body work constantly and hence kick start your metabolism. It is advised that you have a lighter lunch and dinner and if you are having frequent meals, you may even miss one, however never miss out on breakfast. Breakfast literally means "breaking the fast" that you were observing throughout the night. Due to this your digestion and all body processes are in a sleep mode. A good breakfast wakes them up. Therefore, have a healthy breakfast to put your metabolism back into action. Moreover, when you eat protein during the day sleep doesn't slow metabolism.
4) ADD SOME PUNCH
Go to the gym for an hour at least thrice a week. Do some light weight lifting and build up your muscle. The body has to burn a lot of calories to maintain and feed the muscles. More muscles or leaner body parts means burning more calories, more fat on the body means burning less calories and that means more fat will accumulate.
5) Reward yourself-have a non-dieting day
As soon as you detect the reduction of even a single pound you need to reward yourself, but don't over do it and lose all your effort. This not only prepares you for the rest of the journey, but it also fulfills your cravings for you favorite foods and this is something you don't have to give up. When you are on metabolism makeover for almost a week your metabolism increase, therefore you need a day to relax to continue the great job you are doing. Moreover, sleep well for your body to function well, rest is important.

Senin, 07 Maret 2011

story of cinderella

CINDERELLA
Once upon a time, there was a young girl named Cinderella. She lived with her step mother and two step sisters.
The step mother and sisters were conceited and bad tempered. They treated Cinderella very badly. Her step mother made Cinderella do the hardest works in the house; such as scrubbing the floor, cleaning the pot and pan and preparing the food for the family. The two step sisters, on the other hand, did not work about the house. Their mother gave them many handsome dresses to wear.
One day, the two step sister received an invitation to the ball that the king’s son was going to give at the palace. They were excited about this and spent so much time choosing the dresses they would wear. At last, the day of the ball came, and away went the sisters to it. Cinderella could not help crying after they had left.
“Why are crying, Cinderella?” a voice asked. She looked up and saw her fairy godmother standing beside her, “because I want so much to go to the ball” said Cinderella. “Well” said the godmother,”you’ve been such a cheerful, hardworking, uncomplaining girl that I am going to see that you do go to the ball”.
Magically, the fairy godmother changed a pumpkin into a fine coach and mice into a coachman and two footmen. Her godmother tapped Cinderella’s raged dress with her wand, and it became a beautiful ball gown. Then she gave her a pair of pretty glass slippers. “Now, Cinderella”, she said; “You must leave before midnight”. Then away she drove in her beautiful coach.
Cinderella was having a wonderfully good time. She danced again and again with the king’s son. Suddenly the clock began to strike twelve, she ran toward the door as quickly as she could. In her hurry, one of her glass slipper was left behind.
A few days later, the king’ son proclaimed that he would marry the girl whose feet fitted the glass slipper. Her step sisters tried on the slipper but it was too small for them, no matter how hard they squeezed their toes into it. In the end, the king’s page let Cinderella try on the slipper. She stuck out her foot and the page slipped the slipper on. It fitted perfectly.
Finally, she was driven to the palace. The king’s son was overjoyed to see her again. They were married and live happily ever after.

active passive voice

Kalimat aktif (active voice) adalah kalimat dimana subject-nya melakukan pekerjaan, sebaliknya, kalimat pasif (passive voice) adalah kalimat dimana subject-nya dikenai pekerjaan oleh object kalimat. Active voice lebih sering digunakan dalam kehidupan sehari-hari dibandingkan dengan passive voice. Namun demikian, sering kita temukan passive voice di surat-surat kabar, artikel-artikel di majalah-majalah dan tulisan-tulisan ilmiah. Passive voice digunakan karena object dari active voice merupakan informasi yang lebih penting dibandingkan dengan subject-nya.
Contoh :
  • Active : We fertilize the soil every 6 months
  • Passive: The soil is fertilized by us every 6 months
Dari contoh ini dapat kita lihat bahwa:
  1. Object dari active voice (the soil) menjadi subject dari passive voice
  2. Subject dari active voice (we) menjadi object dari passive voice. Perhatikan pula bahwa terjadi perubahan dari subject pronoun ‘we’ menjadi object pronoun ‘us’.
  3. Verb1 (fertilize) pada active voice menjadi verb3 (fertilized) pada passive voice.
  4. Ditambahkannya be ‘is’ di depan verb3. Be yang digunakan adalah tergantung pada subject passive voice dan tenses yang digunakan. (Perhatikan pola-pola passive voice di bawah).
  5. Ditambahkannya kata ‘by’ di belakang verb3. Namun, jika object dari passive voice dianggap tidak penting atau tidak diketahui, maka object biasanya tidak dikemukakan dan begitu pula kata ‘by’.
  6. Khusus untuk kalimat-kalimat progressive (present, past, past perfect, future, past future, dan past future perfect continuous, perlu menambahkan ‘being’ di depan verb3). Kalau tidak ditambahkan “being”, tensisnya akan berubah, bukan progressive/continuous lagi. Perhatikan contoh-contoh pada poin h – o di bawah.
Berdasarkan keenam poin di atas maka passive voice mengikuti pola sebagai berikut:
Subject + be + Verb3 + by + Object + modifier

Pola active dan passive voice pada tiap tensis

a. Jika active voice dalam simple present tense, maka ‘be’ passive voice-nya adalah is, am atau are.
Contoh:
  • Active    : He meets them everyday.
  • Passive  : They are met by him everyday.
  • Active    : She waters this plant every two days.
  • Passive  : This plant is watered by her every two days.
b. Jika active voice dalam simple past tense, maka ‘be’ passive voice-nya adalah was atau were
Contoh:
  • Active    : He met them yesterday
  • Passive  : They were met by him yesterday
  • Active    : She watered this plant this morning
  • Passive  : This plant was watered by her this morning
c. Jika active voice dalam present perfect tense, maka ‘be’ passive voice-nya adalah been yang diletakkan setelah auxiliary has atau have, sehingga menjadi ‘has been’ atau ‘have been’
Contoh:
  • Active    : He has met them
  • Passive  : They have been met by him
  • Active    : She has watered this plant for 5 minutes.
  • Passive  : This plant has been watered by her for 5 minutes.

d. Jika active voice dalam past perfect tense, maka ‘be’ passive voice-nya adalah been yang diletakkan setelah auxiliary had, sehingga menjadi had been
Contoh:
  • Active    : He had met them before I came.
  • Passive  : They had been met by him before I came.
  • Active    : She had watered this plant for 5 minutes when I got here
  • Passive  : This plant had been watered by her for 5 minutes when I got here
e. Jika active voice dalam simple future tense, maka ‘be’ passive voice-nya adalah be
Contoh:
  • Active    : He will meet them tomorrow.
  • Passive  : They will be met by him tomorrow.
  • Active    : She will water this plant this afternoon.
  • Passive  : This plant will be watered by her this afternoon.
  • Active    : The farmers are going to harvest the crops next week
  • Passive  : The crops are going to be harvested by the farmers next week.
f. Jika active voice dalam future perfect tense, maka ‘be’ passive voice-nya adalah been yang diletakkan setelah auxiliary will have, sehingga menjadi ‘will have been’
Contoh:
  • Active    : He will have met them before I get there tomorrow.
  • Passive  : They will have been met by him before I get there tomorrow.
  • Active   : She will have watered this plant before I get here this afternoon.
  • Passive  : This plant will have been watered by her before I get here this afternoon.
g. Jika active voice dalam past future perfect tense, maka ‘be’ passive voice-nya adalah been yang diletakkan setelah auxiliary would have, sehingga menjadi ‘would have been’.
Contoh:
  • Active    : He would have met them.
  • Passive  : They would have been met by him.
  • Active    : She would have watered this plant.
  • Passive  : This plant would have been watered by her.
h. Jika active voice dalam present continuous tense, maka ‘be’ passive voice-nya adalah (is, am atau are) + being.
Contoh:
  • Active    : He is meeting them now.
  • Passive  : They are being met by him now.
  • Active    : She is watering this plant now.
  • Passive  : This plant is being watered by her now.

i. Jika active voice dalam past continuous tense, maka ‘be’ passive voice-nya adalah (was atau were) + being.
Contoh:
  • Active    : He was meeting them.
  • Passive  : They were being met by him.
  • Active    : She was watering this plant.
  • Passive  : This plant was being watered by her.
j. Jika active voice dalam perfect continuous tense, maka ‘be’ passive voice-nya adalah (has/have) been + being.
Contoh:
  • Active    : He has been meeting them.
  • Passive  : They have been being met by him.
  • Active    : She has been watering this plant.
  • Passive  : This plant has been being watered by her.
k. Jika active voice dalam past perfect continuous tense, maka ‘be’ passive voice-nya adalah had been + being.
Contoh:
  • Active    : He had been meeting them.
  • Passive  : They had been being met by him.
  • Active    : She had been watering this plant.
  • Passive  : This plant had been being watered by her.
l. Jika active voice dalam future continuous tense, maka ‘be’ passive voice-nya adalah will be + being.
Contoh:
  • Active    : He will be meeting them.
  • Passive  : They will be being met by him.
  • Active    : She will be watering this plant.
  • Passive  : This plant will be being watered by her.
m. Jika active voice dalam past future continuous tense, maka ‘be’ passive voice-nya adalah would be + being.
Contoh:
  • Active    : He would be meeting them.
  • Passive  : They would be being met by him.
  • Active    : She would be watering this plant.
  • Passive   : This plant would be being watered by her.
n. Jika active voice dalam future perfect continuous tense, maka ‘be’ passive voice-nya adalah will have been + being.
Contoh:
  • Active    : He will have been meeting them.
  • Passive  : They will have been being met by him.
  • Active    : She will have been watering this plant.
  • Passive  : This plant will have been being watered by her.
o. Jika active voice dalam past future perfect continuous tense, maka ‘be’ passive voice-nya adalah would have been + being.
Contoh:
  • Active    : He would be meeting them.
  • Passive  : They would be being met by him.
  • Active    : She would be watering this plant.
  • Passive  : This plant would be being watered by her.
Contoh-contoh yang lain:
  1. Koko’s nose is bleeding. He was punched by his friend right on his nose. (Hidung Koko sedang berdarah. Dia dipukul oleh temannya tepat di hidungnya).
  2. The Indonesian football team was beaten by the Saudi Arabian team. (Team sepakbola Indonesia dikalahkan oleh team arab Saudi).
  3. These plants were watered by my sister a few minutes ago. (Tanaman-tanaman ini disirami oleh adikku beberapa menit yang lalu).
  4. There is no meal left. All has been devoured by Yeyes. (Tidak ada makan yang tersisa. Semuanya telah dilahap habis oleh Yeyes).
  5. English is studied by all high school students. (Bahasa Inggris dipelajari oleh semua murid sekolah menengah lanjutan (SMP dan SMA).

10 resolutions for saving money

If you follow through on just one or two of these, you’ll unavoidably improve your bottom line in the New Year.
1. Slash the incidentals. Carefully read through one of your credit-card statements, staying on the lookout for ongoing monthly fees that you may have utterly forgotten about. Cancel any club memberships you don’t use and magazine subscriptions you don’t read. And if necessary, resolve to stop spending hard-earned money on lottery tickets.
2. Pay yourself first. This is a good time for an honest self-analysis: What have your saving habits been like in the past year? If it seems like all the money you make falls straight through your fingers and gets gobbled up by bills and other expenses, think hard about a reasonable amount you could start to view as yet another monthly bill. Could you handle one more $50 bill? How about a $200 bill? Even if you can only handle one more $15 or $20 bill, that’s better than nothing. Start squirreling that money away for yourself, pronto.
3.Decide where to put that ‘payment.’ If you plan to sock money away for several years until you reach a specific savings goal, your “pay-yourself-first” money could become automatic contributions to a mutual fund or other stock-oriented fund. If you need the money to be more liquid than that, consider an online savings or money market account that gets linked to your current checking account. Many of these online-only accounts are insured by the Federal Deposit Insurance Corp. (FDIC) and pay annual percentage yields between 4 percent and 5 percent or even higher, as opposed to paltry yields of about 0.2 percent to 0.5 percent for traditional savings accounts. To find such an account, go to Bankrate.com (www.bankrate.com), find the “Compare rates” section on the home page, select “Checking & Savings,” and then “MMAs/Savings Accounts.” (Just keep choosing MMAs and savings accounts as you click through.)
4. Pay ahead on your mortgage. By paying an extra $100 a month toward the principal on a $150,000, 30-year mortgage with a fixed interest rate of 6.5 percent, you’ll save more than $51,000 in interest and be able to retire your mortgage nearly seven years early. An extra monthly payment of even $20 or $25 can make a surprising difference. Granted, you’d stand to benefit more if you could invest that extra payment in an interest-bearing account offering a guaranteed higher rate of return than your mortgage rate. And paying off your mortgage early means you won’t have the tax benefits of home ownership for the same number of years. But if you’re after the psychological benefit of owning your home outright and spending far less on interest over time, then the extra-payment approach is the way to go.
5. Shed credit-card debt. Of course, the best way to avoid creating problems for yourself in 2007 is to use your credit cards cautiously and sparingly, always being sure to pay the entire balance off in full and on time each month. But if you’re already in a serious credit-card pickle as 2006 winds to a close – as millions of people are – try this: Transfer your credit-card balances to a card with a lower interest rate ASAP. You’ll save $730 if you transfer a $2,000 balance from an 18-percent card to an 8.25-percent card and then pay off your balance at a rate of $50 a month. Better yet, transfer balances to cards with rates of 0, 1 or 2 percent and concentrate on paying them off entirely while those low rates last.
6. Say goodbye to late fees. If you keep finding yourself getting hit with extra finance charges because your credit-card bill is regularly due before you’ve received your paycheck, call the credit-card company and ask to have your due date changed. It might take a few months for this change to kick in, but it’s well worth the wait.
7. Take your last puff. Depending on the wallop packed by the “sin taxes” where you live, you could save more than $2,000 a year if you go from being a pack-a-day smoker to a non-smoker. You’ll also qualify for significantly cheaper life-insurance rates after you quit.

8. Max out your retirement savings. Contribute as much as you can to a 401(k) or 403(b) tax-deferred retirement plan. You’ll get an automatic tax break, plus your employer may match part of your contribution – often 50 cents for each dollar you contribute for up to 6 percent of your pay. If your employer doesn’t offer this benefit, open a traditional individual retirement account or a Roth IRA and start saving anyway.
9. Review your estate plan. Do you have a will or a living trust? If not, get that taken care of this year! If you already have such documents drawn up, make sure they’re up to date. This is especially important if you recently had children or if kids might be in your future – but no matter what, these are vital steps for everyone to take regardless of their marital or family status.
10. Analyze your workday expenses. Instead of eating in restaurants every single day, bring your lunch to work from home as often as you can. Take your clothes to the dry cleaners early to avoid paying extra for same-day service. If it’s feasible where you live, try commuting to work by bus or by another form of public transportation. It could save you money and give you added reading and relaxation time.

why exercise is wise

Rewards and Benefits

Experts recommend that teens get 60 minutes or more of moderate to vigorous physical activity each day. Here are some of the reasons:
  • Exercise benefits every part of the body, including the mind. Exercising causes the body to produce endorphins, chemicals that can help a person to feel more peaceful and happy. Exercise can help some people sleep better. It can also help some people who have mild depression and low self-esteem. Plus, exercise can give people a real sense of accomplishment and pride at having achieved a certain goal — like beating an old time in the 100-meter dash.
  • Exercising can help you look better. People who exercise burn more calories and look more toned than those who don't. In fact, exercise is one of the most important parts of keeping your body at a healthy weight.
  • Exercise helps people lose weight and lower the risk of some diseases. Exercising to maintain a healthy weight decreases a person's risk of developing certain diseases, including type 2 diabetes and high blood pressure. These diseases, which used to be found mostly in adults, are becoming more common in teens.
  • Exercise can help a person age well. This may not seem important now, but your body will thank you later. Women are especially prone to a condition called osteoporosis (a weakening of the bones) as they get older. Studies have found that weight-bearing exercise, like jumping, running or brisk walking, can help girls (and guys!) keep their bones strong.
The three components to a well-balanced exercise routine are: aerobic exercise, strength training, and flexibility training.

Aerobic Exercise

Like other muscles, the heart enjoys a good workout. You can provide it with one in the form of aerobic exercise. Aerobic exercise is any type of exercise that gets the heart pumping and quickens your breathing. When you give your heart this kind of workout regularly, it will get stronger and more efficient in delivering oxygen (in the form of oxygen-carrying blood cells) to all parts of your body.
If you play team sports, you're probably meeting the recommendation for 60 minutes or more of moderate to vigorous activity on practice days. Some team sports that give you a great aerobic workout are swimming, basketball, soccer, lacrosse, hockey, and rowing.
But if you don't play team sports, don't worry — there are plenty of ways to get aerobic exercise on your own or with friends. These include biking, running, swimming, dancing, in-line skating, tennis, cross-country skiing, hiking, and walking quickly. In fact, the types of exercise that you do on your own are easier to continue when you leave high school and go on to work or college, making it easier to stay fit later in life as well.

Strength Training

The heart isn't the only muscle to benefit from regular exercise. Most of the other muscles in your body enjoy exercise, too. When you use your muscles and they become stronger, it allows you to be active for longer periods of time without getting worn out.
Strong muscles are also a plus because they actually help protect you when you exercise by supporting your joints and helping to prevent injuries. Muscle also burns more energy when a person's at rest than fat does, so building your muscles will help you burn more calories and maintain a healthy weight.
Different types of exercise strengthen different muscle groups, for example:
  • For arms, try rowing or cross-country skiing. Pull-ups and push-ups, those old gym class standbys, are also good for building arm muscles.
  • For strong legs, try running, biking, rowing, or skating. Squats and leg raises also work the legs.
  • For shapely abs, you can't beat rowing, yoga or pilates, and crunches.
  • Flexibility Training

    Strengthening the heart and other muscles isn't the only important goal of exercise. Exercise also helps the body stay flexible, meaning that your muscles and joints stretch and bend easily. People who are flexible can worry less about strained muscles and sprains.
    Being flexible may also help improve a person's sports performance. Some activities, like dance or martial arts, obviously require great flexibility, but increased flexibility can also help people perform better at other sports, such as soccer or lacrosse.
    Sports and activities that encourage flexibility are easy to find. Martial arts like karate also help a person stay flexible. Ballet, gymnastics, pilates, and yoga are other good choices. Stretching after your workout will also help you improve your flexibility.

    What's Right for Me?

    One of the biggest reasons people drop an exercise program is lack of interest: If what you're doing isn't fun, it's hard to keep it up. The good news is that there are tons of different sports and activities that you can try out to see which one inspires you.
    When picking the right type of exercise, it can help to consider your workout personality. For example, do you like to work out alone and on your own schedule? If so, solo sports like biking or snowboarding may be for you. Or do you like the shared motivation and companionship that comes from being part of a team?
    You also need to plan around practical considerations, such as whether your chosen activity is affordable and available to you. (Activities like horseback riding may be harder for people who live in cities, for example.) You'll also want to think about how much time you can set aside for your sport.
    It's a good idea to talk to someone who understands the exercise, like a coach or fitness expert at a gym. He or she can get you started on a program that's right for you and your level of fitness.
    Another thing to consider is whether any health conditions may affect how — and how much — you exercise. Doctors know that most people benefit from regular exercise, even those with disabilities or conditions like asthma. But if you have a health problem or other considerations (like being overweight or very out of shape), talk to your doctor before beginning an exercise plan. That way you can get information on which exercise programs are best and which to avoid.

    Too Much of a Good Thing

    As with all good things, it's possible to overdo exercise. Although exercising is a great way to maintain a healthy weight, exercising too much to lose weight isn't healthy. The body needs enough calories to function properly. This is especially true for teens, who are still growing.
    Exercising too much in an effort to burn calories and lose weight (also called compulsive exercise) can be a sign of an eating disorder. If you ever get the feeling that your exercise is in charge of you rather than the other way around, talk with your doctor, a parent, or another adult you trust.
    It's also possible to overtrain — something high school athletes need to watch out for. If you participate in one sport, experts recommend that you limit that activity to a maximum of 5 days a week, with at least 2-3 months off per year. You can still train more than that as long as it's cross-training in a different sport (such as swimming or biking if you play football).
    Participating in more than one activity or sport can help athletes use different skills and avoid injury. Also, never exercise through pain. And, if you have an injury, make sure you give yourself enough time to heal. Your body — and your performance — will thank you.
    Considering the benefits to the heart, muscles, joints, and mind, it's easy to see why exercise is wise. And the great thing about exercise is that it's never too late to start. Even small things can count as exercise when you're starting out — like taking a short bike ride, walking the dog, or raking leaves.
    If you're already getting regular exercise now, try to keep it up after you graduate from high school. Staying fit is often one of the biggest challenges for people as they get busy with college and careers.

10 tips: How to save cash when buying clothes

         Are you a working professional with an ongoing need for a stockpile of suits? A person who enjoys having a variety of casual outfits at the ready? A parent with multiple children to clothe? Or maybe all of the above?
Regardless of what specific wardrobe needs you have or where you like to shop, you really can avoid paying top dollar on clothing.
These tips can help you experience the thrill of beating the system.
1. Figure out precisely when to hunt for bargains. Your favorite stores will have several big sales throughout the course of the year. With a minimal amount of advance planning, you can time things so you shop only during the best sales. If you don’t feel like monitoring the ads in your local newspaper, call the stores directly and ask for details.
2. Get thee to the back of the store. Make it a regular habit to scour those hidden-away discount racks first. You’ll find plenty of marked-down garments there, and sometimes the deepness of the discounts is shocking. Those same clothes likely were on display at full price in the front of the store just a few short months or weeks ago.
3. Be a savvy Internet shopper. Visit the Web sites of your favorite stores and clothing catalogs and look for online-only sales. Click on any link that says “sale,” “new markdowns” or “final clearance.” It’s not at all uncommon to spot dresses or suits that used to cost $100 or more lurking in final clearance sections for $19.99 or even $9.99. If you’re really sneaky, you can try clothes on at your nearest retail store first to make sure they fit and then buy them online for less. Just make sure that excessive shipping charges won’t turn your online deal into a dud.
4. Look for additional online discounts. When making purchases via the Web, stay on the lookout for areas where you can enter a “promotional code,” “discount code” or “coupon.” If you spot such an option, open a Web browser in another window and do a quick Google search for the retailer’s name along with the same catch phrase used on that retailer’s Web site. Your search could yield a coupon code that could help you save even more on your clothing purchase.
5. Remember outlet malls and stores. Some outlet stores offer fabulous discounts on high-quality clothing, while others sell clothing at prices higher than you’d find at regular retailers. You also may encounter merchandise produced solely for outlet stores that can be of inferior quality. All of that said, outlet stores frequently offer serious bargains on “irregular” garments, which often have defects that are barely noticeable.
6. Visit discount retailers. Have you taken a pass through the likes of T.J. Maxx, Ross Stores, Marshalls or Target lately? Lots of their clothes are nice – and inexpensive. You can find reasonably priced shoes, purses and accessories such as jewelry and watches at these stores as well.
7. Go thrifting. Shopping at thrift stores takes patience and time, so you shouldn’t go when you’re in a big hurry. But you can find beautiful suits, jackets, dresses, sweaters and other clothing there for literally pennies on the dollar. Sometimes you’ll even spot brand new clothes with the tags still attached.

8. Really go thrifting. So you say you’d rather get those dress pants for $1 instead of $5? Well, you probably can. Many thrift stores offer regular weekly deals that provide true shopping thrills for bargain hounds. For example, all clothes tagged with stickers of a certain color may cost 99 cents on a certain day of the week. Call up the thrift stores in your area and ask about special sales.
9. Make wise shopping decisions for kids. Buy clothes that are a little bit too big for your growing boy or girl. You can hem pants and let them out later, or roll up sleeves for a while until your child grows into that shirt.
10. Don’t give up on the clothes you have too easily. Many ignored and abandoned items in your closet could enjoy a new life with a little bit of TLC. Coats and blazers can be relined, shoes can be resoled and small imperfections can be repaired. If you have a pair of shoes that you never wear because their soles slip too easily, use sandpaper to give them better traction.

Healthy Eating

Healthy eating is not about strict nutrition philosophies, staying unrealistically thin, or depriving yourself of the foods you love. Rather, it’s about feeling great, having more energy, and keeping yourself as healthy as possible– all of which can be achieved by learning some nutrition basics and using them in a way that works for you.
Healthy eating begins with learning how to “eat smart”—it’s not just what you eat, but how you eat. Your food choices can reduce your risk of illnesses such as heart disease, cancer, and diabetes, as well as defend against depression. Additionally, learning the habits of healthy eating can boost your energy, sharpen your memory and stabilize your mood. You can expand your range of healthy food choices and learn how to plan ahead to create and maintain a satisfying, healthy diet.

Healthy eating tip 1: Set yourself up for success  

To set yourself up for success, think about planning a healthy diet as a number of small, manageable steps rather than one big drastic change. If you approach the changes gradually and with commitment, you will have a healthy diet sooner than you think.
  • Simplify. Instead of being overly concerned with counting calories or measuring portion sizes, think of your diet in terms of color, variety and freshness—then it should be easier to make healthy choices. Focus on finding foods you love and easy recipes that incorporate a few fresh ingredients. Gradually, your diet will become healthier and more delicious.
  • Start slow and make changes to your eating habits over time. Trying to make your diet healthy overnight isn’t realistic or smart.  Changing everything at once usually leads to cheating or giving up on your new eating plan. Make small steps, like adding a salad (full of different color vegetables) to your diet once a day or switching from butter to olive oil when cooking.  As your small changes become habit, you can continue to add more healthy choices to your diet.
  • Every change you make to improve your diet matters. You don’t have to be perfect and you don’t have to completely eliminate foods you enjoy to have a healthy diet.  The long term goal is to feel good, have more energy and reduce the risk of cancer and disease. Don’t let your missteps derail you—every healthy food choice you make counts.

Think of water and exercise as food groups in your diet.

Water. Water helps flush our systems of waste products and toxins. Yet many people go through life dehydrated—causing tiredness, low energy and headaches. It’s common to mistake thirst for hunger, so staying well hydrated will also help you make healthier food choices.
Exercise. Find something active that you like to do and add it to your day, just like you would add healthy greens, blueberries or salmon. The benefits of lifelong exercise are abundant and regular exercise may even motivate you to make healthy food choices a habit.

Healthy eating tip 2: Moderation is key 

People often think of healthy eating as an all or nothing proposition, but a key foundation for any healthy diet is moderation.  Despite what certain fad diets would have you believe, we all need a balance of carbohydrates, protein, fat, fiber, vitamins, and minerals to sustain a healthy body.
  • Try not to think of certain foods as “off limits.” When you ban certain foods or food groups, it is natural to want those foods more, and then feel like a failure if you give in to temptation. If you are drawn towards sweet, salty, or unhealthy foods, start by reducing portion sizes and not eating them as often. Later you may find yourself craving them less or thinking of them as only occasional indulgences.
  • Think smaller portions. Serving sizes have ballooned recently, particularly in restaurants. When dining out, choose a starter instead of an entrĂ©e, split a dish with a friend, and don’t order supersized anything. At home, use smaller plates, think about serving sizes in realistic terms and start small.  Visual cues can help with portion sizes—your serving of meat, fish or chicken should be the size of a deck of cards. A teaspoon of oil or salad dressing is about the size of a matchbook and your slice of bread should be the size of a CD case.

Healthy eating tip 3: It's not just what you eat, it's how you eat 

Healthy eating is about more than the food on your plate—it is also about how you think about food. Healthy eating habits can be learned and it is important to slow down and think about food as nourishment rather than just something to gulp down in between meetings or on the way to pick up the kids.
  • Eat with others whenever possible. Eating with other people has numerous social and emotional benefits—particularly for children—and allows you to model healthy eating habits. Eating in front of the TV or computer often leads to mindless overeating.
  • Take time to chew your food and enjoy mealtimes. Chew your food slowly, savoring every bite. We tend to rush though our meals, forgetting to actually taste the flavors and feel the textures of what is in our mouths. Reconnect with the joy of eating.
  • Listen to your body. Ask yourself if you are really hungry, or have a glass of water to see if you are thirsty instead of hungry. During a meal, stop eating before you feel full. It actually takes a few minutes for your brain to tell your body that it has had enough food, so eat slowly.
  • Eat breakfast, and eat smaller meals throughout the day. A healthy breakfast can jumpstart

Healthy eating tip 4: Fill up on colorful fruits and vegetables 

Eat a rainbow of fruits and vegetables every day—the brighter the better.Fruits and vegetables are the foundation of a healthy diet—they are low in calories and nutrient dense, which means they are packed with vitamins, minerals, antioxidants and fiber.
Fruits and vegetables should be part of every meal and your first choice for a snack—aim for a minimum of five portions each day. The antioxidants and other nutrients in fruits and vegetables help protect against certain types of cancer and other diseases.

Eat a rainbow of fruits and vegetables every day—the brighter the better.

The brighter, deeper colored fruits and vegetables contain higher concentrations of vitamins, minerals and antioxidants—and different colors provide different benefits. Some great choices are:
  • Greens: Greens are packed with calcium, magnesium, iron, potassium, zinc, vitamins A, C, E and K, and they help strengthen the blood and respiratory systems. Be adventurous with your greens and branch out beyond bright and dark green lettuce—kale, mustard greens, broccoli, Chinese cabbage are just a few of the options.
  • Sweet vegetables: Naturally sweet vegetables add healthy sweetness to your meals and reduce your cravings for other sweets. Some examples of sweet vegetables are corn, carrots, beets, sweet potatoes or yams, winter squash, and onions.
  • Fruit: A wide variety of fruit is also vital to a healthy diet. Fruit provides fiber, vitamins and antioxidants. Berries are cancer-fighting, apples provide fiber, oranges and mangos offer vitamin C, and so on.

Don’t forget to shop fresh and local whenever possible

The local farmer’s market, fruit stand or Community Supported Agriculture (CSA) group are great ways to get access to fresh, local produce. To find local growers, farmer's markets, and CSAs in your area, visit Local Harvest.

Healthy eating tip 5: Eat more healthy carbs and whole grains

C:\Users\Robert Home\Pictures\HG new format\Healthy_sandwich.jpgChoose healthy carbohydrates and fiber sources, especially whole grains, for long lasting energy. In addition to being delicious and satisfying, whole grains are rich in phytochemicals and antioxidants, which help to protect against coronary heart disease, certain cancers, and diabetes. Studies have shown people who eat more whole grains tend to have a healthier heart.

A quick definition of healthy carbs and unhealthy carbs

Healthy carbs (sometimes known as good carbs) include whole grains, beans, fruits, and vegetables. Healthy carbs are digested slowly, helping you feel full longer and keeping blood sugar and insulin levels stable.
Unhealthy carbs (or bad carbs) are foods such as white flour, refined sugar and white rice that have been stripped of all bran, fiber and nutrients. Unhealthy carbs digest quickly and cause spikes in blood sugar levels and energy.

Tips for eating more healthy carbs

Whole Grain Stamp
  • Include a variety of whole grains in your healthy diet, including whole wheat, brown rice, millet, quinoa, and barley. Experiment with different grains to find your favorites.
  • Make sure you're really getting whole grains. Be aware that the words stone-ground, multi-grain, 100% wheat, or bran, can be deceptive. Look for the words “whole grain” or “100% whole wheat” at the beginning of the ingredient list. In the US, check for the Whole Grain Stamps that distinguish between partial whole grain and 100% whole grain.
  • Try mixing grains as a first step to switching to whole grains. If whole grains, like brown rice and whole wheat pasta, don’t sound good at first, start by mixing what you normally use with the whole grains. You can gradually increase the whole grain to 100%.
Avoid: Refined foods such as breads, pastas, and breakfast cereals that are not whole grain.

Healthy eating tip 6: Enjoy healthy fats & avoid unhealthy fats

Good sources of healthy fat are needed to nourish your brain, heart and cells, as well as your hair, skin, and nails.  Foods rich in certain omega-3 fats called EPA and DHA are particularly important and can reduce cardiovascular disease, improve your mood and help prevent dementia.

Add to your healthy diet:

  • Monounsaturated fats, from plant oils like canola oil, peanut oil, and olive oil, as well as avocados, nuts (like almonds, hazelnuts, and pecans), and seeds (such as pumpkin, sesame).
  • Polyunsaturated fats, including Omega-3 and Omega-6 fatty acids, found in fatty fish such as salmon, herring, mackerel, anchovies, sardines, and some cold water fish oil supplements. Other sources of polyunsaturated fats are unheated sunflower, corn, soybean, and flaxseed oils, and walnuts.

Reduce or eliminate from your diet:

  • Saturated fats, found primarily in animal sources including red meat and whole milk dairy products.
  • Trans fats, found in vegetable shortenings, some margarines, crackers, candies, cookies, snack foods, fried foods, baked goods, and other processed foods made with partially hydrogenated vegetable oils.

Healthy eating tip 7: Put protein in perspective

Sizzling SalmonProtein gives us the energy to get up and go—and keep going. Protein in food is broken down into the 20 amino acids that are the body’s basic building blocks for growth and energy, and essential for maintaining cells, tissues, and organs. A lack of protein in our diet can slow growth, reduce muscle mass, lower immunity, and weaken the heart and respiratory system. Protein is particularly important for children, whose bodies are growing and changing daily.

Here are some guidelines for including protein in your healthy diet:

Try different types of protein. Whether or not you are a vegetarian, trying different protein sources—such as beans, nuts, seeds, peas, tofu and soy products—will open up new options for healthy mealtimes.
  • Beans:  Black beans, navy beans, garbanzos, and lentils are good options.
  • Nuts: Almonds, walnuts, pistachios, and pecans are great choices.
  • Soy products: Try tofu, soy milk, tempeh, and veggie burgers for a change.
  • Avoid salted or sugary nuts and refried beans.
Downsize your portions of protein. Most people in the U.S. eat too much protein. Try to move away from protein being the center of your meal. Focus on equal servings of protein, whole grains, and vegetables.
Focus on quality sources of protein, like fresh fish, chicken or turkey, tofu, eggs, beans or nuts. When you are having meat, chicken, or turkey, buy meat that is free of hormones and antibiotics.

Healthy eating tip 8: Add calcium for strong bones

Add Calcium for Strong BonesCalcium is one of the key nutrients that your body needs in order to stay strong and healthy. It is an essential building block for lifelong bone health in both men and women, among many other important functions.
You and your bones will benefit from eating plenty of calcium-rich foods, limiting foods that deplete your body’s calcium stores, and getting your daily dose of magnesium and vitamins D and K—nutrients that help calcium do its job.
Recommended calcium levels are 1000 mg per day, 1200 mg if you are over 50 years old. Take a vitamin D and calcium supplement if you don’t get enough of these nutrients from your diet.

Good sources of calcium include:

  • Dairy: Dairy products are rich in calcium in a form that is easily digested and absorbed by the body. Sources include milk, yogurt, and cheese.
  • Vegetables and greens: Many vegetables, especially leafy green ones, are rich sources of calcium. Try turnip greens, mustard greens, collard greens, kale, romaine lettuce, celery, broccoli, fennel, cabbage, summer squash, green beans, Brussels sprouts, asparagus, and crimini mushrooms.
  • Beans: For another rich source of calcium, try black beans, pinto beans, kidney beans, white beans, black-eyed peas, or baked beans.

  • Healthy eating tip 9: Limit sugar and salt
  • If you succeed in planning your diet around fiber-rich fruits, vegetables, whole grains, lean protein, and good fats, you may find yourself naturally cutting back on foods that can get in the way of your healthy diet—sugar and salt.

    Sugar

    Sugar causes energy ups and downs and can add to health and weight problems. Unfortunately, reducing the amount of candy, cakes, and desserts we eat is only part of the solution. Often you may not even be aware of the amount of sugar you’re consuming each day. Large amounts of added sugar can be hidden in foods such as bread, canned soups and vegetables, pasta sauce, margarine, instant mashed potatoes, frozen dinners, fast food, soy sauce, and ketchup. Here are some tips:
    • Avoid sugary drinks. One 12-oz soda has about 10 teaspoons of sugar in it, more than the daily recommended limit! Try sparkling water with lemon or a splash of fruit juice.
    • Eat naturally sweet food such as fruit, peppers, or natural peanut butter to satisfy your sweet tooth.